:root{--bg:#080d17;--panel:#111a2a;--line:#243149;--text:#f4f7fb;--muted:#9aa7ba;--accent:#63e6b2;--accent2:#6c8cff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-height:100vh;background:radial-gradient(circle at 80% 10%,#17253e 0,#080d17 38%);color:var(--text);font-family:Tahoma,Arial,sans-serif;line-height:1.8}.site-container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.site-header{border-bottom:1px solid #172238;background:#080d17e8;backdrop-filter:blur(12px)}.site-nav{height:82px;display:flex;align-items:center;justify-content:space-between}.site-brand{font-size:25px;font-weight:900;color:var(--text);text-decoration:none;letter-spacing:-1px}.site-brand span{color:var(--accent)}.site-menu{display:flex;align-items:center;gap:28px}.site-menu a{color:var(--muted);text-decoration:none;transition:color .2s}.site-menu a:hover{color:var(--text)}.site-menu-button{background:#18243a;border:1px solid #2b3b59;border-radius:11px;padding:9px 15px;color:var(--text)!important}.site-footer{border-top:1px solid var(--line);padding:25px 0 45px;color:var(--muted);font-size:13px;margin-top:80px}@media(max-width:760px){.site-container{width:min(100% - 28px,1160px)}.site-menu a:not(.site-menu-button){display:none}.site-nav{height:70px}}
 .eyebrow{color:var(--accent);font-size:11px;font-weight:800;letter-spacing:1.4px}.home-hero{min-height:560px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:50px}.home-hero h1{font-size:clamp(38px,5vw,68px);line-height:1.25;letter-spacing:-2px;margin:17px 0}.home-hero h1 em{font-style:normal;color:var(--accent)}.home-lead{max-width:560px;color:var(--muted);font-size:17px}.home-actions{display:flex;align-items:center;gap:24px;margin-top:30px}.text-link{color:var(--text);text-decoration:none}.home-hero-visual{min-height:390px;position:relative;display:grid;place-items:center}.hero-glow{position:absolute;width:310px;height:310px;border-radius:50%;background:var(--accent2);filter:blur(90px);opacity:.25}.hero-card{position:relative;width:min(390px,90%);padding:25px;border:1px solid #344665;border-radius:22px;background:linear-gradient(145deg,#17253d,#0d1524);box-shadow:0 30px 70px #0008;transform:rotate(3deg)}.hero-card>span,.hero-card small{color:var(--muted);font-size:11px}.hero-card strong{display:block;font-size:25px;margin:35px 0 18px}.hero-bars{height:125px;display:flex;align-items:end;gap:10px;padding:15px 5px;border-bottom:1px solid var(--line)}.hero-bars i{flex:1;height:55%;border-radius:8px 8px 2px 2px;background:linear-gradient(var(--accent2),var(--accent))}.hero-bars i:nth-child(2){height:75%}.hero-bars i:nth-child(3){height:45%}.hero-bars i:nth-child(4){height:90%}.hero-bars i:nth-child(5){height:65%}.hero-bars i:nth-child(6){height:82%}.home-features{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:35px}.home-features article,.tool-card{padding:24px;border:1px solid var(--line);border-radius:17px;background:#0d1524}.home-features b{color:var(--accent);font-size:13px}.home-features h2{font-size:18px;margin:12px 0 3px}.home-features p,.tool-card p{color:var(--muted);margin:0}.home-tools{padding:120px 0 80px}.home-tools>h2{font-size:32px;margin:8px 0 25px}.tool-card{display:flex;align-items:center;gap:20px}.tool-icon{display:grid;place-items:center;width:54px;height:54px;border-radius:14px;background:#1b2d50;color:var(--accent);font-size:31px}.tool-card>div:nth-child(2){flex:1}.tool-card h3{margin:0 0 4px}
@media(max-width:760px){.home-hero{grid-template-columns:1fr;min-height:auto;padding:70px 0 35px}.home-hero-visual{min-height:320px}.home-hero h1{font-size:42px}.home-lead{font-size:15px}.home-actions{align-items:stretch;flex-direction:column;gap:14px}.home-actions .button,.home-actions .text-link{text-align:center}.home-features{grid-template-columns:1fr;margin-top:20px}.home-tools{padding:75px 0 45px}.home-tools>h2{font-size:26px}.tool-card{align-items:flex-start;flex-wrap:wrap}.tool-card>div:nth-child(2){min-width:calc(100% - 76px)}.tool-card>.button{width:100%;text-align:center}.hero-card{transform:none}}
 .calculator-page,.calculator-detail{padding:80px 0 40px}.page-heading{max-width:720px;margin-bottom:35px}.page-heading h1{font-size:clamp(32px,5vw,56px);margin:12px 0}.page-heading>p:last-child{color:var(--muted);font-size:17px}.calculator-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}.calculator-card{display:flex;flex-direction:column;gap:18px;padding:24px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(145deg,#121d30,#0d1524)}.calculator-card h2{margin:8px 0 4px;font-size:21px}.calculator-card p{margin:0;color:var(--muted)}.calculator-card small,.tool-category{color:var(--muted);font-size:12px}.calculator-card .button{align-self:flex-start}.calculator-detail{max-width:1000px}.back-link{display:inline-block;color:var(--muted);text-decoration:none;margin-bottom:30px}.calculator-workspace{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calculator-form-card,.result-card{padding:26px;border:1px solid var(--line);border-radius:18px;background:#0d1524}.calculator-form-card h2,.result-card h2{margin-top:0}.input-field{display:block;margin:18px 0}.input-field span{display:block;margin-bottom:7px;font-size:14px}.input-field small{color:var(--muted)}.input-field input{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;background:#080d17;color:var(--text);font:inherit}.calculator-form-card .button{width:100%;margin-top:10px;cursor:pointer}.result-card{min-height:260px}.calculator-results{display:grid;gap:10px;margin-top:22px}.result-row{display:flex;align-items:center;justify-content:space-between;padding:13px 15px;border:1px solid var(--line);border-radius:10px;background:#111b2d}.result-row span{color:var(--muted)}.result-row strong{color:var(--accent)}
@media(max-width:760px){.calculator-page,.calculator-detail{padding:55px 0 25px}.calculator-workspace{grid-template-columns:1fr}.page-heading h1{font-size:38px}.calculator-card .button{width:100%;text-align:center}.result-row{gap:12px;flex-direction:column;align-items:flex-start}}
.loan-schedule-wrapper{margin-top:28px}.loan-schedule-wrapper h3{margin:0 0 12px;font-size:18px}.loan-schedule-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:12px}.loan-schedule{width:100%;min-width:620px;border-collapse:collapse;font-size:13px}.loan-schedule th,.loan-schedule td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}.loan-schedule th{background:#17243a;color:var(--accent);font-weight:700}.loan-schedule td{color:#d9e1ee}.loan-schedule tbody tr:last-child td{border-bottom:0}.loan-schedule tbody tr:hover{background:#142139}
.calculator-toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:0 0 24px;padding:15px 18px;border:1px solid var(--line);border-radius:13px;background:#0d1524;color:var(--muted);font-size:13px}.calculator-toolbar strong{color:var(--text);margin-left:5px}.toolbar-hint{font-size:12px}.calculator-card-enhanced{min-height:315px}.calculator-card-top{display:flex;align-items:center;justify-content:space-between}.calculator-card-content{flex:1}.calculator-card-content h2{font-size:22px;line-height:1.6}.calculator-card-meta{display:flex;justify-content:space-between;padding-top:14px;border-top:1px solid var(--line);color:var(--muted);font-size:12px}.calculator-card-enhanced .button{display:flex;align-items:center;justify-content:space-between;width:100%}.calculator-card-enhanced .button span{font-size:18px}.breadcrumb{display:flex;align-items:center;gap:9px;margin-bottom:24px;color:var(--muted);font-size:12px}.breadcrumb a{color:var(--muted);text-decoration:none}.breadcrumb a:hover{color:var(--accent)}.breadcrumb strong{color:var(--text);font-weight:500;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.tool-detail-heading{max-width:800px}.tool-detail-badge{display:inline-flex;align-items:center;gap:10px;margin-bottom:18px;padding:7px 11px;border:1px solid var(--line);border-radius:999px;color:var(--accent);font-size:12px}.tool-detail-badge .tool-icon{width:30px;height:30px;font-size:18px;border-radius:9px}.workspace-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.workspace-heading h2{margin:2px 0 0}.step-badge,.result-mark{display:grid;place-items:center;min-width:32px;height:32px;padding:0 9px;border:1px solid #31476b;border-radius:9px;color:var(--accent);font-size:12px}.result-mark{border-color:#245b4b;background:#123529;font-size:17px}.form-help{color:var(--muted);font-size:13px;line-height:2;margin:3px 0 22px}.result-note{margin-top:22px;padding-top:16px;border-top:1px solid var(--line);color:var(--muted);font-size:12px;line-height:1.9}@media(max-width:600px){.calculator-toolbar{align-items:flex-start;flex-direction:column;gap:6px}.breadcrumb{margin-bottom:18px}.breadcrumb strong{max-width:180px}}
 .auth-page{min-height:calc(100vh - 180px);display:grid;place-items:center;padding:70px 0}.auth-card{width:min(100%,520px);padding:34px;border:1px solid var(--line);border-radius:22px;background:linear-gradient(145deg,#121d30,#0d1524);box-shadow:0 25px 70px #0005}.auth-card h1{font-size:32px;margin:10px 0}.auth-description{color:var(--muted);line-height:2}.auth-form{margin-top:25px}.input-field{display:block;margin:16px 0}.input-field span{display:block;margin-bottom:7px;font-size:14px}.input-field small{color:var(--muted)}.input-field input{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#080d17;color:var(--text);font:inherit;outline:none}.input-field input:focus{border-color:var(--accent);box-shadow:0 0 0 3px #63e6b233}.auth-form .button{width:100%;margin-top:10px;cursor:pointer}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-status{min-height:28px;color:var(--accent);font-size:13px;line-height:1.8}.auth-switch{text-align:center;color:var(--muted);font-size:13px;margin:22px 0}.auth-switch a{color:var(--accent);text-decoration:none}.back-link{display:inline-block;color:var(--muted);text-decoration:none;font-size:13px}.check-field{display:flex;align-items:center;gap:10px;margin:18px 0;color:var(--muted)}.check-field input{width:18px;height:18px;accent-color:var(--accent)}
@media(max-width:600px){.auth-page{padding:40px 0}.auth-card{padding:24px}.form-row{grid-template-columns:1fr}.auth-card h1{font-size:28px}}
 .articles-page{padding:78px 0 55px}.article-search{display:flex;gap:12px;max-width:720px;margin:0 0 34px}.article-search input{flex:1;min-width:0;padding:14px 17px;border:1px solid var(--line);border-radius:12px;background:#0d1524;color:var(--text);font:inherit;outline:none}.article-search input:focus{border-color:var(--accent);box-shadow:0 0 0 3px #63e6b233}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-card{min-height:250px;display:flex;flex-direction:column;padding:24px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(145deg,#121d30,#0d1524);transition:transform .2s,border-color .2s,box-shadow .2s}.article-card:hover{transform:translateY(-5px);border-color:#3e597d;box-shadow:0 18px 40px #0004}.article-date{color:var(--accent);font-size:12px}.article-card h2{font-size:20px;line-height:1.7;margin:15px 0 8px}.article-card h2 a{color:var(--text);text-decoration:none}.article-card p{color:var(--muted);line-height:2;margin:0 0 18px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.article-card .text-link{margin-top:auto;color:var(--accent);font-size:13px}.empty-state{grid-column:1/-1;padding:45px;text-align:center;color:var(--muted);border:1px dashed var(--line);border-radius:16px}.pagination{display:flex;justify-content:center;gap:8px;margin-top:32px}.pagination a{display:grid;place-items:center;width:38px;height:38px;border:1px solid var(--line);border-radius:10px;color:var(--muted);text-decoration:none}.pagination a:hover,.pagination a.active{background:var(--accent);border-color:var(--accent);color:#07131a;font-weight:bold}.article-detail-page{padding:65px 0 80px}.article-detail{max-width:820px;margin:20px auto 0}.article-detail-header{padding-bottom:28px;border-bottom:1px solid var(--line)}.article-detail-header h1{font-size:clamp(32px,5vw,56px);line-height:1.45;margin:12px 0}.article-detail-header time{color:var(--muted);font-size:13px}.article-lead{color:var(--muted);font-size:18px;line-height:2.1;margin:22px 0 0}.article-body{color:#d9e1ee;font-size:17px;line-height:2.35;white-space:pre-line;padding-top:32px}.article-body p{margin:0 0 22px}.article-detail-page .back-link{margin-bottom:20px}
@media(max-width:900px){.article-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.articles-page{padding:52px 0 35px}.article-search{flex-direction:column}.article-search .button{width:100%}.article-grid{grid-template-columns:1fr}.article-card{min-height:220px}.article-detail-page{padding:45px 0 55px}.article-detail-header h1{font-size:34px}.article-lead{font-size:16px}.article-body{font-size:16px;line-height:2.15}}
 .home-content-promo{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:80px;padding:28px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(110deg,#12223a,#0d1524)}.home-content-promo h2{margin:8px 0}.home-content-promo p:not(.eyebrow){color:var(--muted);margin:0}@media(max-width:600px){.home-content-promo{align-items:flex-start;flex-direction:column;margin-bottom:45px}.home-content-promo .button{width:100%;text-align:center}}
 .home-featured-articles{padding:35px 0 75px}.section-row{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:24px}.section-row h2{margin:8px 0 0;font-size:30px}.home-article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.home-article-card{display:flex;flex-direction:column;min-height:220px;padding:22px;border:1px solid var(--line);border-radius:17px;background:#0d1524;transition:transform .2s,border-color .2s}.home-article-card:hover{transform:translateY(-4px);border-color:#3e597d}.home-article-card>span{color:var(--accent);font-size:12px}.home-article-card h3{font-size:19px;line-height:1.7;margin:13px 0 7px}.home-article-card h3 a{color:var(--text);text-decoration:none}.home-article-card p{display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;color:var(--muted);line-height:1.9;margin:0 0 15px}.home-article-card .text-link{margin-top:auto;color:var(--accent);font-size:13px}@media(max-width:760px){.home-featured-articles{padding:20px 0 50px}.section-row{align-items:flex-start;flex-direction:column}.section-row h2{font-size:26px}.home-article-grid{grid-template-columns:1fr}}
.loan-schedule-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}.loan-schedule-wrapper h3{margin:0;font-size:18px}.loan-export-actions{display:flex;gap:8px}.loan-schedule-heading .button{width:auto;margin:0;padding:8px 12px;font-size:12px}

.salary-info-panel{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:16px;margin:-10px 0 22px;padding:17px 19px;border:1px solid #31536b;border-radius:16px;background:linear-gradient(110deg,#102b3b,#0d1828);box-shadow:0 12px 34px #0002}.salary-info-icon{display:grid;place-items:center;width:44px;height:44px;border-radius:13px;background:#63e6b222;color:var(--accent);font-size:23px;font-weight:700}.salary-info-panel strong{font-size:15px}.salary-info-panel p{margin:5px 0 0;color:var(--muted);font-size:12px;line-height:1.9}.salary-info-tags{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:7px}.salary-info-tags span{padding:6px 9px;border:1px solid #31536b;border-radius:999px;color:#a9c7d8;font-size:11px;white-space:nowrap}.salary-form-card{position:relative;overflow:hidden}.salary-form-card:before{content:"";position:absolute;inset:0 0 auto;height:3px;background:linear-gradient(90deg,var(--accent),#5aa9ff);opacity:.9}.salary-input-guide{display:grid;gap:8px;margin:0 0 19px;padding:12px 13px;border:1px dashed #31536b;border-radius:11px;background:#0b1422;color:var(--muted);font-size:12px;line-height:1.8}.salary-input-guide b{color:#dceaf5;margin-left:4px}.salary-calculator-detail .result-card{background:linear-gradient(145deg,#102537,#0d1524)}.salary-calculator-detail .result-mark{box-shadow:0 0 0 5px #63e6b212}.salary-calculator-detail .result-note{color:#a9c7d8}@media(max-width:760px){.salary-info-panel{grid-template-columns:auto 1fr}.salary-info-tags{grid-column:1/-1;justify-content:flex-start}.salary-info-panel p{font-size:11px}}

.calculator-result-actions{display:flex;flex-wrap:wrap;gap:9px;margin-top:18px}.calculator-result-actions .button{width:auto;margin:0}.save-scenario{border-color:#31536b;background:#12283a}@media(max-width:600px){.calculator-result-actions{display:grid}.calculator-result-actions .button{width:100%;text-align:center}}

.calculation-insights{display:grid;gap:10px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}.insights-heading{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:2px}.insights-heading span{font-weight:700;color:var(--text)}.insights-heading small{color:var(--muted);font-size:11px}.insight-card{padding:13px 14px;border:1px solid var(--line);border-right:3px solid #48739a;border-radius:11px;background:#111b2d}.insight-card strong{display:block;font-size:13px}.insight-card p{margin:6px 0 0;color:var(--muted);font-size:12px;line-height:1.9}.insight-card a{display:inline-block;margin-top:7px;color:var(--accent);font-size:11px;text-decoration:none}.insight-success{border-right-color:#4bd597;background:#102b27}.insight-warning{border-right-color:#f0b35c;background:#2a2114}.insight-info{border-right-color:#63a9e6}@media(max-width:600px){.insights-heading{align-items:flex-start;flex-direction:column;gap:4px}}

.home-market-hero{min-height:560px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:48px;padding-top:55px}.home-market-hero h1{font-size:clamp(38px,5vw,68px);line-height:1.3;letter-spacing:-2px;margin:17px 0}.home-market-hero h1 em{font-style:normal;color:var(--accent)}.home-trust-note{color:var(--muted);font-size:11px;margin-top:18px}.home-trust-note span{color:var(--accent)}.home-price-preview{padding:25px;border:1px solid #344665;border-radius:22px;background:linear-gradient(145deg,#17253d,#0d1524);box-shadow:0 30px 70px #0008;transform:rotate(2deg)}.price-preview-top{display:flex;justify-content:space-between;color:var(--muted);font-size:10px;letter-spacing:1px}.price-preview-top b{color:var(--accent)}.home-price-preview>strong{display:block;font-size:24px;margin:30px 0 18px}.price-preview-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.price-preview-grid div{padding:12px;border:1px solid var(--line);border-radius:12px;background:#0b1422}.price-preview-grid small,.price-preview-grid span{display:block;color:var(--muted);font-size:10px}.price-preview-grid b{display:block;color:var(--accent);font-size:17px;margin:5px 0}.home-price-preview>a{display:block;margin-top:18px;color:var(--accent);font-size:12px;text-decoration:none}.home-market-section{padding:18px 0 20px}.home-seo-intro{max-width:850px;padding:65px 0 25px}.home-seo-intro h2,.home-faq h2{font-size:30px;margin:8px 0 12px}.home-seo-intro p:last-child{color:var(--muted);line-height:2.1}.home-faq{padding:50px 0 20px}.home-faq details{border-bottom:1px solid var(--line);padding:16px 0}.home-faq summary{cursor:pointer;font-weight:700}.home-faq details p{color:var(--muted);font-size:13px;margin:10px 0 0}@media(max-width:760px){.home-market-hero{grid-template-columns:1fr;min-height:auto;padding:65px 0 30px}.home-market-hero h1{font-size:42px}.home-price-preview{transform:none}.home-seo-intro{padding-top:40px}.home-seo-intro h2,.home-faq h2{font-size:25px}}